拉丁美洲国家汇款与金融发展的实证分析
An Empirical Analysis on Remittances and Financial Development in Latin American Countries
AI总结：
本文基于1996-2019年拉美4个中低收入国家的面板数据，实证发现汇款、外国直接投资和通胀与金融发展正相关，而贸易开放度呈负相关，并据此提出引导移民通过正规渠道汇款的政策建议。
摘要：
汇款已成为世界各国，尤其是中低收入国家发展的驱动力之一。本文实证考察了拉丁美洲4个中低收入国家汇款流动与金融发展之间的关系。通过使用1996年至2019年的面板数据集，研究发现这些国家的汇款与金融发展呈正相关。研究还发现，外国直接投资和通货膨胀与金融发展呈正相关，而贸易开放度与金融发展呈负相关。因此，这些国家的政策制定者应实施和制定相关政策，使移民工人有动力通过正规渠道汇款，这将增强汇款对接收国的影响。
英文摘要：
Remittances have become one of the driving forces of development for countries all over the world, especially in lower-middle-income nations. This paper empirically investigates the association between remittance flows and financial development in 4 lower-middle-income countries of Latin America. By using a panel data set from 1996 to 2019, the study revealed that remittances and financial development are positively associated in these countries. The study also discovered that foreign direct investment and inflation were positively correlated with financial development while trade openness had a negative association with financial development. Therefore, policymakers of these countries should implement and formulate such policies so that migrant workers would have the incentives to send money through formal channels, which will augment the effect of remittances on the recipient country.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
