农业保险中的赔偿金支付：EU州的Risk Exposure
Indemnity Payments in Agricultural Insurance: Risk Exposure of EU States
摘要：
本研究估计了欧洲各国在农业保险赔款方面的风险贡献。我们将总风险敞口建模为保险组合，其中每个国家的风险特征都是独一无二的。这些数据来自欧洲联盟委员会和世界银行最近进行的调查。农场会计数据网络也被使用。26个成员国中有22个被纳入研究。结果表明，欧洲地中海国家是主要的风险贡献者。这些国家不仅预期损失最高，而且赔偿金的波动性也很大。北欧国家的赔偿金和风险敞口最低。
英文摘要：
This study estimates the risk contributions of individual European countries regarding the indemnity payments in agricultural insurance. We model the total risk exposure as an insurance portfolio where each country is unique in terms of its risk characteristics. The data has been collected from the recent surveys conducted by the European Commission and the World Bank. Farm Accountancy Data Network is used as well. 22 out of 26 member states are included in the study. The results suggest that the EuroMediterranean countries are the major risk contributors. These countries not only have the highest expected loss but also high volatility of indemnity payments. Nordic countries have the lowest indemnity payments and risk exposure.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
