Applicability of Large Corporate Credit Models to Small Business Risk Assessment
Stanford University（斯坦福大学）
英文摘要：
There is a massive underserved market for small business lending in the US with the Federal Reserve estimating over \$650B in unmet annual financing needs. Assessing the credit risk of a small business is key to making good decisions whether to lend and at what terms. Large corporations have a well-established credit assessment ecosystem, but small businesses suffer from limited publicly available data and few (if any) credit analysts who cover them closely. We explore the applicability of (DL-based) large corporate credit risk models to small business credit rating.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
