arXiv 2601.086402026-01-13cs.HC

通过目标导向设计与游戏化提升个人财务应用的金融素养与管理

Enhancing Financial Literacy and Management through Goal-Directed Design and Gamification in Personal Finance Application

Phuong Lien To

备注：: This is the author accepted manuscript (AAM) of a paper accepted for publication in Springer's Lecture Notes in Computer Science (LNCS) as part of the HCI International 2025 Conference Proceedings , published by Springer. This version has been peer reviewed but does not include the final publisher formatting or typesetting

阅读 PDF

arXiv 页面 ↗HTML 原文 ↗

AI总结：

本研究通过目标导向设计与游戏化方法开发个人财务应用，旨在提升年轻人的金融素养和管理能力。

摘要：

本研究探讨了使用Alan Cooper的目标导向设计方法开发一款针对年轻人的财务管理应用。通过访谈、调查和可用性测试，该应用被设计为通过个性化功能和游戏化结合来提升金融素养。研究发现，游戏化学习和定制化体验在鼓励年轻用户改善财务行为方面具有有效性。

英文摘要：

This study explores the development of a financial management application for young people using Alan Cooper's Goal-Directed Design method. Through interviews, surveys, and usability testing, the application was designed to improve financial literacy by combining personalised features and gamification. Findings highlight the effectiveness of gamified learning and tailored experiences in encouraging better financial behaviour among young users.

机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。