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arXiv 2411.03314cs.CVcs.CL
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MME-Finance:面向专家级理解与推理的多模态金融基准

MME-Finance: A Multimodal Finance Benchmark for Expert-level Understanding and Reasoning

HiThink Research(思智研究院);Imperial College London(伦敦帝国学院);Beihang(北京航空航天大学);Nanjing(南京大学);Fudan University(复旦大学)

Ziliang Gan, Yu Lu, Dong Zhang, Haohan Li, Che Liu, Jian Liu, Ji Liu, Haipang Wu, Chaoyou Fu, Zenglin Xu, Rongjunchen Zhang, Yong Dai

AI总结:

提出MME-Finance,一个双语、专家级的多模态金融VQA基准,通过真实场景图表和专家标注,评估19个主流MLLM,发现通用模型在金融任务上表现不佳。

摘要:

近年来,面向通用领域的多模态基准推动了多模态模型在通用任务上的快速发展。然而,金融领域具有其特殊性,它包含独特的图形图像(如K线图、技术指标图),并拥有丰富的专业金融知识(如期货、换手率)。因此,通用领域的基准往往无法衡量多模态模型在金融领域的表现,从而无法有效指导大型金融模型的快速发展。为了促进大型金融多模态模型的发展,我们提出了MME-Finance,一个双语、开放式、面向实际使用的视觉问答(VQA)基准。我们基准的特点是金融性和专业性,包括构建反映用户实际使用需求的图表(如电脑截图和手机摄影)、根据金融领域查询偏好创建问题,以及由具有10年以上金融行业经验的专家标注问题。此外,我们开发了一个定制设计的金融评估系统,在多模态评估过程中首次引入视觉信息。我们对19个主流多模态大语言模型(MLLMs)进行了广泛的实验评估,以测试其感知、推理和认知能力。结果表明,在通用基准上表现良好的模型在MME-Finance上表现不佳;例如,表现最好的开源和闭源模型分别获得了65.69(Qwen2VL-72B)和63.18(GPT-4o)的分数。在与金融最相关的类别中,如K线图和技术指标图,它们的表现尤其糟糕。此外,我们提出了一个中文版本,有助于比较多模态大语言模型在中文语境下的表现。

英文摘要:

In recent years, multimodal benchmarks for general domains have guided the rapid development of multimodal models on general tasks. However, the financial field has its peculiarities. It features unique graphical images (e.g., candlestick charts, technical indicator charts) and possesses a wealth of specialized financial knowledge (e.g., futures, turnover rate). Therefore, benchmarks from general fields often fail to measure the performance of multimodal models in the financial domain, and thus cannot effectively guide the rapid development of large financial models. To promote the development of large financial multimodal models, we propose MME-Finance, an bilingual open-ended and practical usage-oriented Visual Question Answering (VQA) benchmark. The characteristics of our benchmark are finance and expertise, which include constructing charts that reflect the actual usage needs of users (e.g., computer screenshots and mobile photography), creating questions according to the preferences in financial domain inquiries, and annotating questions by experts with 10+ years of experience in the financial industry. Additionally, we have developed a custom-designed financial evaluation system in which visual information is first introduced in the multi-modal evaluation process. Extensive experimental evaluations of 19 mainstream MLLMs are conducted to test their perception, reasoning, and cognition capabilities. The results indicate that models performing well on general benchmarks cannot do well on MME-Finance; for instance, the top-performing open-source and closed-source models obtain 65.69 (Qwen2VL-72B) and 63.18 (GPT-4o), respectively. Their performance is particularly poor in categories most relevant to finance, such as candlestick charts and technical indicator charts. In addition, we propose a Chinese version, which helps compare performance of MLLMs under a Chinese context.

机构、总结、中文摘要均由AI分析而来,可能存在错误,请以论文正文为准。

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