政策预期是否重要？中国延迟退休公告对城镇家庭储蓄率的影响
Policy Expectation Counts? The Impact of China's Delayed Retirement Announcement on Urban Households Savings Rates
AI总结：
基于CFPS数据，研究发现中国延迟退休公告使受影响家庭储蓄率平均显著提高8%，且高收入家庭反应更强，原因在于对未来养老金收入的负面预期。
摘要：
本文利用中国家庭追踪调查（CFPS）数据，考察了中国延迟退休公告对家庭储蓄行为的影响。研究发现，受政策影响的家庭平均储蓄率因该政策公告提高了8%。这一估计结果既显著又稳健。不同类型的家庭对政策公告的反应程度存在差异，其中高收入家庭受到的影响更大。家庭储蓄的增加可归因于对未来养老金收入的负面预期。
英文摘要：
This article examines the impact of China's delayed retirement announcement on households' savings behavior using data from China Family Panel Studies (CFPS). The article finds that treated households, on average, experience an 8% increase in savings rates as a result of the policy announcement. This estimation is both significant and robust. Different types of households exhibit varying degrees of responsiveness to the policy announcement, with higher-income households showing a greater impact. The increase in household savings can be attributed to negative perceptions about future pension income.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
