衡量住房压力对心理健康影响的经济困难
Incorporating Financial Hardship in Measuring the Mental Health Impact of Housing Stress
摘要：
住房支出往往具有粘性，调整成本高，在家庭支出中占很大比例。此外，失去住房可能会造成灾难性后果。住房支出的这些具体特征意味着住房压力可能会对心理健康产生负面影响。本研究探讨住房压力对心理健康的影响，有助于文献嵌套住房压力的经济困难的措施，从而提高了鲁棒性省略的变量，并创建一个自然的比较组匹配。固定效应（FE）回归和差异中的差异（DID）方法是利用澳大利亚家庭收入和劳动力动态调查（HILDA）的数据进行估计的。结果表明，处于住房压力中的租房者自我报告的心理健康状况显着下降，那些先前经济困难的人受到的影响更严重。相比之下，几乎没有证据表明住房压力对抵押贷款业主产生了影响。研究结果还表明，住房压力对心理健康的影响比经济困难的某些方面（但不是全部）更重要。
英文摘要：
Housing expenditure tends to be sticky and costly to adjust, and makes up a large proportion of household expenditure. Additionally, the loss of housing can have catastrophic consequences. These specific features of housing expenditure imply that housing stress could cause negative mental health impacts. This research investigates the effects of housing stress on mental health, contributing to the literature by nesting housing stress within a measure of financial hardship, thus improving robustness to omitted variables and creating a natural comparison group for matching. Fixed effects (FE) regressions and a difference-in-differences (DID) methodology are estimated utilising data from the Household Income and Labour Dynamics in Australia (HILDA) Survey. The results show that renters who are in housing stress have a significant decline in self-reported mental health, with those in prior financial hardship being more severely affected. In contrast, there is little to no evidence of housing stress impacting on owners with a mortgage. The results also suggest that the mental health impact of housing stress is more important than some, but not all, aspects of financial hardship.
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