基于区块链的支付应用模式
Patterns for Blockchain-Based Payment Applications
摘要：
作为区块链技术的杀手级应用，基于区块链的支付吸引了从爱好者到企业再到监管机构的广泛关注。区块链促进了快速，安全和跨境支付，而不需要银行等中介机构。由于区块链技术仍在兴起，因此尚未建立系统化的知识，为设计使用区块链的支付应用程序提供整体和全面的观点。如果这些知识可以以一组区块链特定模式的形式建立，那么架构师可以使用这些模式来设计利用区块链的支付应用程序。因此，在本文中，我们首先确定了令牌的生命周期，然后提出了12种模式，这些模式涵盖了在基于区块链的支付应用中实现令牌状态转换的关键方面。生命周期和带注释的模式提供了一个以支付为中心的系统交互视图，以及有效使用模式的指南。
英文摘要：
As the killer application of blockchain technology, blockchain-based payments have attracted extensive attention ranging from hobbyists to corporates to regulatory bodies. Blockchain facilitates fast, secure, and cross-border payments without the need for intermediaries such as banks. Because blockchain technology is still emerging, systematically organised knowledge providing a holistic and comprehensive view on designing payment applications that use blockchain is yet to be established. If such knowledge could be established in the form of a set of blockchain-specific patterns, architects could use those patterns in designing a payment application that leverages blockchain. Therefore, in this paper, we first identify a token's lifecycle and then present 12 patterns that cover critical aspects in enabling the state transitions of a token in blockchain-based payment applications. The lifecycle and the annotated patterns provide a payment-focused systematic view of system interactions and a guide to effective use of the patterns.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
