基于无信任-正当信任组合广义状态信道的符合监管的DLT可操作支付适配器
Regulation conform DLT-operable payment adapter based on trustless - justified trust combined generalized state channels
摘要：
开放技术、分散计算和智能应用程序使第三代网络Web 3.0成为可能，从而使整个行业数字化。新兴的物联网经济（EoT）将基于运行在点对点无信任网络上的软件代理，这些网络需要可编程的、符合监管的支付手段。我们概述了当前解决方案的基本价值和技术可能性，例如私人发行的稳定币，DLT发行的电子货币和真正的加密货币。基于这一分析，我们提出了合理信任的概念，并建议通过安全的外部再平衡接口，将基于加密的、分散的无信任元素的优势与基于这一概念的、受到良好监管的支付手段相结合。一方面结合了例如轻量、不可信、高效的高频微状态传输的优点，另一方面结合了易于使用、广泛传播、被接受的与众多监管要求的对齐的优点，同时在任何提出的解决方案中都不会导致锁定，也不破坏加密的基本原则-流动或不必要地加强银行系统提供了协同作用和必要的灵活性，以便与监管框架一起进一步发展。这提供了一个符合监管的过渡解决方案，可以在短期内实施，使公司能够将其分散的业务运营置于受监管的环境中。我们的工作的贡献是双重的：首先，我们说明和讨论不同的DLT可操作的支付手段。其次，我们的研究提出了一种新的混合支付解决方案，通过接口的信任与合理的信任组合广义状态通道。
英文摘要：
Open technologies, decentralized computation and intelligent applications enable the third-generation web, Web 3.0, thereby digitizing whole industries. The emerging Economy of Things (EoT) will be based on software agents running on peer-to-peer trustless networks that require a programmable, regulation conform means of payment. We give an overview of current solutions that differ in their fundamental values and technological possibilities, like e.g. private-issued stablecoins, DLT-issued electronic money and genuine cryptocurrencies. Based on this analysis, we present the concept of justified trust and propose to combine the strengths of the crypto based, decentralized trustless elements with established and well regulated means of payment, based on this concept, via a secure external re-balancing interface. Combining the advantages, e.g. lightweight, trustless, efficient high frequency micro state transfers on the one hand, and ease of use, widely spread, accepted alignment to a multitude of regulative requirements, on the other hand, while neither leading into a lock-in in any of the proposed solutions, nor undermining the basic principles of the crypto-movement or unnecessarily reinforcing the banking system provides a synergy and the necessary flexibility for further evolution alongside the regulative framework. This offers a regulation conform transitional solution that can be implemented in the short term, which enables companies to place their decentralized business operations in a regulated environment. The contribution of our work is twofold: First, we illustrate and discuss different DLT-operable means of payment. Second, our research proposes a novel hybrid payment solution by interfacing trustless with justified trust combined generalized state channels.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
