使用区块链的信用网络中的余额转移和救助
Balance Transfers and Bailouts in Credit Networks using Blockchains
摘要：
在本文中，我们提出了一种技术，用于重新平衡链路的权重在分散的信用网络。信用网络是基于信任的点对点网络，与传统的银行电汇相比，它能够实现快速和廉价的跨货币交易，这导致了它们的日益普及和使用。虽然研究人员已经研究了这种网络的交易安全性和用户隐私，并且已经投入了大量的精力来设计用于信用网络的有效路由算法，但是在网络中用户的信用链路的补充领域中所做的工作相对较少。定期补充信用网络中的链接对于保持用户的偿付能力、网络具有足够的流动性并防止交易失败非常重要。这是通过一个称为{rebalancing}的过程来实现的，该过程使资金不足的用户能够创建传入和传出的信用链接。我们提出了一个系统，在这个系统中，链接权重为零或没有链接权重的用户可以在网络中与现有的可信用户创建传入链接，我们称之为{余额转移}，然后创建传出链接到想要加入网络的现有用户或新用户，我们称之为{救助}。这两个过程共同构成了我们提出的再平衡机制。我们的技术还将通过为用户提供更低的利率来使网络更具竞争力，并使用户能够通过参与高吞吐量交易路径来赚取基于路由费的收入。
英文摘要：
In this paper, we propose a technique for rebalancing link weights in decentralized credit networks. Credit networks are peer-to-peer trust-based networks that enable fast and inexpensive cross-currency transactions compared to traditional bank wire transfers, which has led to their increasing popularity and use. Although researchers have studied security of transactions and privacy of users of such networks, and have invested significant efforts into designing efficient routing algorithms for credit networks, comparatively little work has been done in the area of {replenishing} credit links of users in the network. Replenishing links at regular intervals in a credit network is important to keep users solvent, the network viable with enough liquidity, and to prevent transaction failures. This is achieved by a process called {rebalancing} that enables a poorly funded user to create incoming as well as outgoing credit links. We propose a system where a user with zero or no link weights can create incoming links with existing, trusted users in the network, in a procedure we call {balance transfer}, followed by creating outgoing links to existing or new users that would like to join the network, a process we call {bailout}. Both these processes together constitute our proposed rebalancing mechanism. Our techniques would also serve to make the network more competitive by offering users lower rates of interest, and enable users to earn routing fees-based revenue by participating in high throughput transaction paths.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
