KYChain：用户控制的KYC数据共享和认证
KYChain: User-Controlled KYC Data Sharing and Certification
摘要：
根据“了解你的客户”（KYC）条例，金融机构必须在新客户加入时核实其身份并评估其可信度，并保持最新记录以进行风险管理。这些过程耗时，昂贵，通常有低于标准的记录保存步骤，并不利于游牧生活方式的客户。在本文中，我们介绍了KYChain作为一种隐私保护认证机制，允许用户在多个金融机构之间共享（认证）最新的KYC数据。我们将KYChain基于不可变的分类账，并证明它提供了KYC数据的保密性和认证合规性。
英文摘要：
Under Know Your Customer (KYC) regulations, financial institutions are required to verify the identity and assess the trustworthiness of any new client during on-boarding, and maintain up-to-date records for risk management. These processes are time consuming, expensive, typically have sub-par record-keeping steps, and disadvantage clients with nomad lifestyle. In this paper, we introduce KYChain as a privacy-preserving certification mechanism that allows users to share (certified) up-to-date KYC data across multiple financial institutions. We base KYChain on immutable ledgers and show that it offers confidentiality and certification compliance of KYC data.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
