天秤座:真的是为了钱吗?
Libra: Is it Really about Money?
摘要:
Facebook宣布Libra将“兑现‘货币互联网’的承诺”,这引起了金融界的关注。监管机构、机构和金融产品的用户都被要求做出反应,到目前为止,还没有人能够说服Libra背后的协会踩刹车,或者说服监管机构完全停止该项目。在本文中,我们建议Libra最好不要被视为金融新手,而是作为Facebook获取新的个人数据来源的关键推动者。通过与寻求解决洗钱和恐怖主义问题的金融监管机构合作,Facebook可以将自己定位为获得高保证数字身份信息的特权。出于这个原因,Libra不仅值得金融监管机构的关注,也值得关注声誉风险、法治、公共安全和国防的国家行为者的关注。
英文摘要:
The announcement by Facebook that Libra will "deliver on the promise of 'the internet of money'" has drawn the attention of the financial world. Regulators, institutions, and users of financial products have all been prompted to react and, so far, no one managed to convince the association behind Libra to apply the brakes or to convince regulators to stop the project altogether. In this article, we propose that Libra might be best seen not as a financial newcomer, but as a critical enabler for Facebook to acquire a new source of personal data. By working with financial regulators seeking to address concerns with money laundering and terrorism, Facebook can position itself for privileged access to high-assurance digital identity information. For this reason, Libra merits the attention of not only financial regulators, but also the state actors that are concerned with reputational risks, the rule of law, public safety, and national defence.
机构、总结、中文摘要均由AI分析而来,可能存在错误,请以论文正文为准。