随机交易驱动的服务经济动态
Dynamics of a Service Economy Driven by Random Transactions
摘要：
代理商购买和销售服务。所有服务都具有同等的质量。买家随机选择卖家。货币和财政政策由中央银行和中央政府实施。信贷由商业银行系统提供。购买、出售和借出的倾向取决于账户余额、利率、税率和贷款违约率。计算机模拟跟踪每周销售额、贷款、账户余额、商业银行利润、偿付能力和遵守准备金要求以及政府债务。这种经济的模型完全由计算机程序规定。该程序允许用户探索参数变化的影响。货币和财政政策是通过选择利率和准备金要求、政府税收和支出率等参数来实施的。信贷供应、消费者信心和贷款违约率强烈影响着经济的销售行为。
英文摘要：
Agents buy and sell services. All services are of equal quality. Buyers choose sellers at random. Monetary and fiscal policies are imposed by a central bank and a central government. Credit is supplied by a commercial banking system. Propensities to buy, sell, and lend depend on account balances, interest rates, tax rates and loan default rates. Computer simulations track weekly sales, loans, account balances, commercial bank profits, solvency and compliance with reserve requirements, and government debt. The model of this economy is fully specified by a computer program. The program allows the user to explore the effects of parameter changes. Monetary and fiscal policies are implemented by choices of parameters such as interest rates and reserve requirements, and government tax and spending rates. Credit supply, consumer confidence, and loan default rates strongly affect the behavior of the economy in terms of sales.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
