日本信用网络分析
An Analysis of the Japanese Credit Network
摘要：
本文利用网络理论的工具对2004年日本银行与上市公司之间的信贷市场进行了分析。可以指出：（一）出现了信贷渠道的主干，其中一些环节发挥了关键作用;（二）大银行给予长期合同特权;“最小生成树”（iii）揭示了高度分层的骨干，其中中心位置被最大的银行占据，并且强调（iv）强的地理特征，企业集群没有特定的共同属性。此外，（六）虽然较大的公司有大量的多个贷款，（七）信贷需求（长期与短期债务和多信贷额度）的公司具有类似的规模是非常异构的。
英文摘要：
An analysis of the Japanese credit market in 2004 between banks and quoted firms is done in this paper using the tools of the networks theory. It can be pointed out that: (i) a backbone of the credit channel emerges, where some links play a crucial role; (ii) big banks privilege long-term contracts; the "minimal spanning trees" (iii) disclose a highly hierarchical backbone, where the central positions are occupied by the largest banks, and emphasize (iv) a strong geographical characterization, while (v) the clusters of firms do not have specific common properties. Moreover, (vi) while larger firms have multiple lending in large, (vii) the demand for credit (long vs. short term debt and multi-credit lines) of firms with similar sizes is very heterogeneous.
机构、总结、中文摘要均由AI分析而来，可能存在错误，请以论文正文为准。
